|
|
|
|
As Easy as 1-2-3 |
|
| |
|
|
Deborah Make
The |
|
|
Mortgage
Process Seem |
|
|
Virtually
Effortless! |
|
| |
|
|
Are You A First Time Home Buyer? Or Not Sure How The Mortgage Process
Works? You Can Find All Of Your Answers Here.
Whether You Are A First Time Home Buyer Or Just Want More Information
About How Our Mortgage
Process Works, You Have Come To The Right Place.
First We Begin With The Loan Application, Followed By
Processing And Underwriting Your Loan, And Then Your Loan Is Ready For
The Closing Table.
Below Is A More Detailed Explanation Of The Process When
You Choose Deborah Braich With SunTrust As Your Lender.
When You
First Meet With Deborah (SunTrust Senior Loan Originator), You Will
Be Asked To Fill Out A Loan Application. She Will Ensure That You
Have All The Necessary Documents For Loan Application. All
Of Our Necessary Documents That You Will Need Can Be Found On
The
Mortgage Checklist Page.
|
After You Have Filled Out The Loan Application And Provided All
Of Your Necessary Documents, Deborah Will Then Pull Your Credit
And Consult With You On Which Mortgage Program(s) Would Be Best
For You. After You Have Agreed Upon A Program, She Will
Then Lock Your Rate. By Locking Your Rate, You Are
Guaranteed This Rate At Closing. You Will Also Be Given A
Good Faith Estimate. A Good Faith Estimate Is An Estimate
Of Funds You Will Need For Loan Approval And Closing.
|
Deboarh Has A Team Of
Individuals Working With Her To Assist In Processing Your Loan.
Her Team Will Be Assigned To Your Loan And Will Contact You With The
Status Of Your Loan. They Will Order Your Property Appraisal And
Ask You For Any Documentation That Is Needed To Underwrite And Close
Your Loan. They Will Also Notify You Of Your Closing Date.
|
After Our Team Has
Prepared Your Loan Package For Closing, They Then Submit Your Loan To
Underwriting. SunTrust Underwriters Then Double Check Your File
To Make Sure All Of The Necessary Information Is Contained Within Your
Loan Package. The Underwriter Makes The Final Decision For Loan
Approval.
|
After Your Loan Has Been
Successfully Underwritten, You Will Be Assigned A Closing Date And A
Closing Attorney. At The Closing You Will Review All Of The
Documents With The Closing Attorney And Your Agent. At This Time
You Will Be Required To Bring The Necessary Funds For Closing.
Most Attorneys Need This Money In The Form Of A Cashiers Check.
Please Check with Deborah Prior To Your Closing Date To Ensure Proper
Payment. After You Have Reviewed And Signed The Loan Package -
Your Loan Has Closed.
|
You Are Now An
Official Homeowner!
Congratulations!
|
|
|
|
|